buy.now

For first time home-buyers (including divorcees that owned a home) earning less than $52,200 (for singles) and $59,640 (for couples), these are the great incentives available to support your dream of home ownership downtown at an affordable price:

• City of Charleston down-payment grant ($10,000)
• Below market 30-year fixed mortgage (1/2% below FNMA rate)
• Credit scores can be approved down to 550
• No mortgage insurance charged
• Additional assistance may be available for City of Charleston employees including:
  • $10,000 to be repaid at 0% interest over 10 years
  • $2000 grant for closing costs