buy.now
For first time home-buyers (including divorcees that owned a home) earning less than $50,640 (for singles) and $57,840 (for couples), these are the great incentives available to support your dream of home ownership downtown at an affordable price:
- City of Charleston down-payment grant ($10,000)
- Below market 30-year fixed mortgage (1/2% below FNMA rate)
- Credit scores can be approved down to 550
- No mortgage insurance charged
- Additional assistance may be available for City of Charleston employees including:
- $10,000 to be repaid at 0% interest over 10 years
- $2000 grant for closing costs
